Hi, I’m Darel Ansley.  I have a degree in Finance, but that didn’t prevent me from making a lot of poor financial decisions. I know the stress of living under too much debt, and not having enough money to do the things you want to do for your family. For my wife and I, this stress made it very difficult to discuss money issues; and its nearly impossible to solve the problem if you can’t talk about it together.   
We all live under the constant bombardment from advertisers and credit card companies, so its hard to know the right choices to make for long-term financial health.  
For the past 18 years I have been a residential lender, advising clients on home financing, and I have found that most peoples start out their adult lives with too much debt which affects the choices they can make later on.  If you would like a neutral third- party to help look at your budget and talk about next steps without selling you something, I would be happy to help.